Built for two
Every item belongs to you, to your partner or to both of you. You see at a glance who pays what.
For iPhone and iPad
Yours. Mine. Ours.
DUO Wallet is the money app for couples. Spending, bills, budgets, net worth and investments in one place, shared live with your partner. It works just as well on your own.
Coming soon to the App Store
See what it does
- 14 days free
- No bank connection
- No tracking
- Stored in the EU
Made for how two people really handle money.
Three currencies, two languages
Euros, dollars and pesos side by side. In Dutch or Spanish, each of you in your own language.
Private on principle
No bank connection, no ads, no tracking. Your numbers stay yours.
Together
Who pays what? One tap.
At the top of every screen you choose whose numbers you see: everything, one person, or only what you share. Shared items count pro rata. That is 50/50 by default, or whatever split suits you.
- Live between you
Your partner's changes show up within seconds.
- Works offline
No signal? Your changes are kept and sent as soon as you are back online.
- Edit at the same time
Did you both change something? The app merges it, per item and per field.
Whose numbers?
Everything of you both, plus what you share.
- Income per month
- €7,003
- Fixed costs per month
- −€2,820
- Spent this month
- −€1,337
- Left over
- €2,846
Sam 50%Robin 50%
Example figures
Two people and what they share. It is the whole idea, and it is our logo.
Features
Everything a household keeps track of.
Overview
Net worth, key figures, how your wealth develops and the bills coming up, on one screen. You choose which cards you see and in which order.
Transactions
Added in a few taps. The category is picked from the name, and everything is grouped by month and day, with search.
Budgets
Per month or per week, by category and by person. You get a heads-up at 85% and when you go over.
Income and fixed costs
Salary, rent, insurance and subscriptions, each with its payment day. You know what is still due this month.
Assets and debts
Accounts, home, car and pension against mortgage, student debt and loans. With a forecast of when each debt is paid off.
Savings goals
With a target date and the amount you need to set aside each month to get there.
Trips
Per trip: flights, hotels and what you spend on the way, in any currency, next to your budget.
Reminders
A notification for payday, fixed costs and dividends. On the day itself or up to three days ahead, at a time you pick.
Receipt scanner
From receipt to expense in seconds.
Point your camera at a receipt. Your iPhone finds the edges, straightens it and reads the shop, the date, the total and the items. You check it and add it.
- Add it as one expense, or split by category: groceries and drugstore apart. The parts always add up to the total.
- A receipt in pesos or dollars? The amount is converted and the original stays with it.
- The photo is only read. It is not stored anywhere.
Portfolio value
€9,870
+€962 +11.9%
Total return+€1,930
Return per year+13.2%
Price gain+€1,632
Dividends received+€86
Example portfolio
Investing
Your portfolio, honestly calculated.
Enter your buys, sells and dividends. The closing price on that date is looked up for you. Positions, average cost, value and profit follow from there.
- Return per period, from one week to Max, without the effect of deposits
- Price gain, dividends, realised profit and costs, each on its own line
- Dividends: received, announced and expected for the next 12 months
- Find shares, ETFs and crypto by name, ticker or ISIN
DUO Wallet gives you an overview, not investment advice. Prices are indicative.
Currencies and languages
Two countries, one household.
For every item you choose the currency you enter it in: euro, dollar or peso. You decide which currency everything is shown in, with a second one next to it if you like. Exchange rates are refreshed every six hours.
The app speaks Dutch and Spanish. Each of you sees it in your own language.
Show everything in
- Groceriesentered in €47.85 −€47.85
- Rent in Medellínentered in $2,400,000 −€533.33
- Flight to Bogotáentered in US$612 −€566.67
- Salaryentered in €3,450 +€3,450.00
This month+€2,302.15
Example rates
Privacy and security
Your numbers are yours.
A money app knows a lot about you. So we built this one to know as little as possible.
No bank connection
The app has no access to your bank account. You enter things yourself or scan a receipt.
No tracking, no ads
There is no analytics software in the app and we do not sell data.
Stored in the EU
Your account and your household are stored encrypted in data centres in the European Union.
Face ID lock
Lock the app with Face ID or Touch ID. Amounts are hidden in the app switcher.
Your data, your backup
Download everything as a file whenever you want. You can delete your account in the app.
No account needed
Start without an account and everything stays on your device. Sign in later and your data comes along.
Getting started
Up and running in three steps.
- 1
Get the app
Try everything free for 14 days on your iPhone or iPad.
- 2
Create your household
Choose Together or Just me. Sign in with Apple or with a code by email.
- 3
Invite your partner
Share the invite code. From then on you both see the same numbers.
Pricing
One subscription. Everything included.
Try it free for 14 days. Cancel any time through your Apple account.
Personal
For one person.
€2.99per month
€24.99per year
Cancel monthly
That is €2.08 per month · Save 30%
- Every feature of the app
- 14 days free
- Cancel any time
Family
Family SharingFor you and up to five family members, through Apple Family Sharing.
€4.99per month
€39.99per year
Cancel monthly
That is €3.33 per month · Save 33%
- Every feature of the app
- Shared with up to five family members
- 14 days free
Prices include VAT. The subscription renews automatically; you can cancel in your Apple account up to 24 hours before it renews. Prices are provisional until launch.
FAQ
Good questions.
Does DUO Wallet have access to my bank account?
No. The app is not connected to your bank. You enter your income, costs and transactions yourself, or you scan a receipt. That is a deliberate choice: nobody but you decides what is in the app.
Can I use the app on my own?
Yes. When you create your household you choose Together or Just me. With Just me, the second person, the joint items and the split disappear. If you invite someone later, they come back by themselves.
How do I invite my partner?
Go to Settings › Household › Invite partner and share the code. Your partner installs the app, signs in and enters the code. The code works once and is valid for 7 days. A household has at most two members.
What if we change something at the same time, or have no connection?
Every change is saved on your device first, so it survives closing the app. Once you are online it is sent. If your partner changed something in the meantime, the app merges both changes per item and per field.
Where is my data stored?
With an account, your household is stored encrypted in data centres in the European Union. Without an account, everything stays on your own device. The app contains no tracking and no analytics.
What happens to the photo of my receipt?
It is only read, never stored. Your iPhone reads the receipt itself. If it cannot find a total and you are signed in, our server reads the photo once, and does not keep it either.
Does the app give investment advice?
No. DUO Wallet shows what you own and how it performs, based on the transactions you enter. It does not give advice and you cannot trade from the app. Prices and exchange rates are indicative.
Which languages and currencies does the app support?
The app is available in Dutch and Spanish and works with euros, dollars and pesos. You can switch language in the app at any time.
Is there an Android or web version?
Not at the moment. DUO Wallet is a native app for iPhone and iPad.
How do I cancel, and can I take my data with me?
Subscriptions run through Apple: on your iPhone, open Settings › your name › Subscriptions. You can download all your data as a file at any time under Settings › Data › Download backup.
Ready to get on the same page?
DUO Wallet for iPhone and iPad. 14 days free.
Coming soon to the App Store